Finance: English Vocabulary List

assets used to generate more assets, especially in business or production

"We need more capital."

"Securing sufficient capital is essential for any startup looking to scale its operations and achieve long-term profitability."

the act or process of putting money into something to gain profit

"His best investment was buying land years ago."

"Buying a house is usually a good long-term investment that can increase in value over time."

any of the equal portions of a company's stock that is available for public to buy and gain benefit

"He bought a share."

"Investing in the company's share offers potential for significant returns if the business performs well."

a type of business activity that involves providing money or other resources, such as capital, to support economic transactions, investments, and other financial activities

"She works in the finance department."

"Behavioral finance is a field that combines psychological theory with conventional economics to explain why people make irrational and unforecastable financial decisions."

the system in which money, goods, and services are produced or distributed within a country or region

"The economy is very important."

"A strong economy depends on a well-educated workforce, stable policies, and consistent investment in infrastructure development."

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

"The interest rate is low."

"Borrowing money at a low interest rate can significantly reduce the overall cost of a long-term loan."

the ongoing increase in the general price level of goods and services in an economy over a period of time

"Inflation makes prices go up."

"High inflation erodes the purchasing power of money, making it more expensive for people to buy everyday necessities."

the act of exchanging or trading one thing for another

"They made an exchange."

"The New York Stock Exchange is the world's largest stock exchange by market capitalization"

the amount of money spent to do or have something

"The company is cutting down on travel expense."

"Traveling to another country for a conference is a major expense for a small startup company."

a sum of money that is collected and saved for a particular purpose

"We have a school fund."

"The non-profit organization established a dedicated fund to support educational programs for underprivileged children in the community."