Financial Management: English Vocabulary List

used to suggest that it is not enough to simply earn money, but it is important to have the knowledge and skill to manage, preserve, and increase one's wealth over time

"Earning money is easy, keeping it takes wisdom — a fool may earn money, but it takes a wise man to keep it."

"He made a fortune quickly and lost it just as fast — a fool may earn money, but it takes a wise man to keep it."

used to imply that saving money is just as valuable as earning money, as both contribute to increasing one's overall wealth

"Penny saved is earned."

"By bringing my lunch to work every day, I'm following the advice that a penny saved is a penny earned."

used to imply that it is preferable to avoid debt by living within one's means, even if it means going without a meal

"Go to bed hungry rather than go into debt — better go to bed supperless than rise in debt."

"She cut every expense before borrowing a penny — better go to bed supperless than to rise in debt."

used to suggest that it is better to give a small sum of money as a gift than to lend a larger sum that may create financial strain and harm the relationship

"Give money rather than lend it — better give a shilling than lend a half-crown."

"My grandmother always said it is better give a shilling than lend a half-crown when friends ask for large loans."

used to imply that one should prioritize fulfilling their obligations and acting with fairness and integrity before offering help to others

"Be fair before you are kind — be just before you are generous."

"She ensured every team member was paid correctly before offering bonuses — be just before you are generous."

used to imply that it is important to keep track of debts and pay them back promptly, in order to maintain positive and long-lasting relationships

"Settle accounts quickly to keep friendships — short reckonings make long friends."

"They split the bill immediately after every dinner — short reckonings make long friends."

used to advise against borrowing or lending money, as it can lead to financial and interpersonal difficulties

"Do not borrow or lend — neither a borrower nor a lender be."

"She kept her finances entirely separate from friends and family — neither a borrower nor a lender be."

used to suggest that one should be cautious with their spending, and not waste all their money in one location or on one thing

"Don't spend it all in one place."

"If you get some money, do not spend it all in one place."

used to imply that even though someone may have very little money, they can still find ways to make ends meet and survive

"They always survive."

"Despite his poverty, he always managed to find food and shelter, proving that a beggar's purse is bottomless."

used to suggest that anything valuable, such as a position of power or material wealth, should be handled with care and responsibility, as even a small mistake can have significant consequences

"Handle with care."

"Leading the company through this crisis required careful decisions, because a full cup needs a steady hand."

used to advise that it is more beneficial to take a smaller but sustainable benefit from a resource or opportunity, rather than trying to consume or exhaust it completely for short-term gain

"Take small sustainable benefits."

"We should harvest the fruit sustainably, better to drink the milk than to eat the cow."

used to suggest that it is preferable to have a steady and dependable source of income or wealth, even if it is modest, rather than relying on occasional large sums that may not be sustainable or reliable

"A small reliable income beats irregular large gains — better a steady dime than a rare dollar."

"She chose the stable role over the commission-only position — better a steady dime than a rare dollar."